Bank Credit & SME Financing
A programme combining the foundations of sound bank credit, preparing the credit study and report, and the role of banks in financing small and medium enterprises.
At a glance
- 10 days · 2 weeks
Who it's for
- Credit officers and analysts
- SME relationship managers
- Risk staff
Learning objectives
- Master the foundations of bank credit
- Prepare a full credit study and report
- Structure SME financing
- Manage credit risk
Detailed content
- Credit principles
- Products
- Regulations
- Financial analysis
- Cash-flow analysis
- Credit report
- SME characteristics
- Product design
- Guarantee schemes
- Risk rating
- Early warning
- Collection
Day-by-day agenda
A typical schedule. In-company versions are tailored to your processes, data and timing.
- Foundations of bank credit
- Practical workshop applying the tools to participants' cases
- The credit study and report
- Group project work and coaching
- Practical workshop applying the tools to participants' cases
- SME financing
- Group project work and coaching
- Credit risk management
- Practical workshop applying the tools to participants' cases
- Group project work and coaching
- Case study, action plans and course assessment
Practice, tools and assessment
Hands-on practice
- Analyse a real set of financial statements with ratios
- Build a budget and variance report in Excel
- Case study: decision using cost-volume-profit and NPV
- Case studies from Egyptian and Gulf organizations
Tools and templates you keep
- Ratio-analysis and budgeting workbook
- NPV/IRR and break-even calculators
- Course workbook and slide handouts
- Templates and checklists used in the exercises
How learning is assessed
- Pre- and post-course knowledge check
- Assessment of practical exercises by the trainer
- Action plan reviewed at the end of the course
Built on these standards and bodies of knowledge
- IFRS Accounting Standards (IASB)
- COSO Internal Control and ERM frameworks
- Basel III/IV (banking risk)
Certificate
Participants who complete the program and its assessment receive a certificate from The Excellence Center, which can be verified online.
How it is delivered
- Public courses in Cairo, in-company programs and live online training
- Practical exercises, case studies and examples from your sector
- Can also run as Train & Stay in Sharm El Sheikh, Hurghada or Cairo
Part of these career paths
- Finance, Banking & Risk · Practitioner
Frequently asked questions
How long is Bank Credit & SME Financing?
The program runs 10 days. In-company versions can be adapted to your needs.
Is the course taught in Arabic or English?
Sessions are usually delivered in Arabic with English technical terms and materials. Full English delivery is available for in-company groups.
Can you run it inside our company?
Yes. In-company programs use exercises built on your own processes. Tell us the group size and preferred timing and we will send a proposal.
Will I receive a certificate?
Participants who complete the program and its assessment receive a certificate from The Excellence Center, which can be verified online.
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Get dates, fees and the full outline.
Tell us whether you are joining as an individual or planning a program for your team.