Bank Credit for Beginners
A foundation programme in bank credit: the concept of credit and credit policies, credit decision controls, the credit study and report, and credit risks.
At a glance
- 5 days · 1 week
Who it's for
- New credit officers
- Branch staff moving into credit
- Banking graduates
Learning objectives
- Understand the concept of credit
- Apply credit policies
- Follow the credit decision process
- Prepare a basic credit study
Detailed content
- Credit types
- The 5 Cs
- Role of credit in banking
- Credit policy
- Limits
- Collateral
- Application
- Analysis
- Approval levels
- Financial statements
- Risk rating
- Credit memo
Day-by-day agenda
A typical schedule. In-company versions are tailored to your processes, data and timing.
- The concept of credit
- Credit policies
- The credit decision
- Credit study and risks
- Practical workshop applying the tools to participants' cases
- Case study, action plans and course assessment
Practice, tools and assessment
Hands-on practice
- Analyse a real set of financial statements with ratios
- Build a budget and variance report in Excel
- Case study: decision using cost-volume-profit and NPV
- Case studies from Egyptian and Gulf organizations
Tools and templates you keep
- Ratio-analysis and budgeting workbook
- NPV/IRR and break-even calculators
- Course workbook and slide handouts
- Templates and checklists used in the exercises
How learning is assessed
- Pre- and post-course knowledge check
- Assessment of practical exercises by the trainer
- Action plan reviewed at the end of the course
Built on these standards and bodies of knowledge
- IFRS Accounting Standards (IASB)
- COSO Internal Control and ERM frameworks
- Basel III/IV (banking risk)
Certificate
Participants who complete the program and its assessment receive a certificate from The Excellence Center, which can be verified online.
How it is delivered
- Public courses in Cairo, in-company programs and live online training
- Practical exercises, case studies and examples from your sector
- Can also run as Train & Stay in Sharm El Sheikh, Hurghada or Cairo
Part of these career paths
- Finance, Banking & Risk · Foundation
Frequently asked questions
How long is Bank Credit for Beginners?
The program runs 5 days. In-company versions can be adapted to your needs.
Is the course taught in Arabic or English?
Sessions are usually delivered in Arabic with English technical terms and materials. Full English delivery is available for in-company groups.
Can you run it inside our company?
Yes. In-company programs use exercises built on your own processes. Tell us the group size and preferred timing and we will send a proposal.
Will I receive a certificate?
Participants who complete the program and its assessment receive a certificate from The Excellence Center, which can be verified online.
More programs in this field
- Advanced Excel for Financial Professionals5 days
- Budgeting, Forecasting, Planning & Control3 days
- Business Finance4 days
- Control Systems and Internal Audit1 day
- Cost Accounting for Managerial Planning, Decision Making & Control3 days
- Finance for Non-Financial Managers1 day
- Financial Statement Analysis3 days
- IFRS Diploma (ACCA DipIFR Exam Preparation)63 hours
- Anti-Money Laundering Strategies & Compliance10 days
Get dates, fees and the full outline.
Tell us whether you are joining as an individual or planning a program for your team.